Michael Stead's Money Blog

About my money blog

Hello, my name is Michael. I studied business – specifically finance – in my undergraduate years and have always had a major interest in all things money-related. Despite my finance degree, I like to keep things simple. I really believe that simplicity is the best way to go when handling finances. This goes for investing, personal finance, shopping, and just about everything else.

No, I won’t bore you with complex formulas or business jargon or any kind of financial mumbo jumbo. Everything I talk about is based on one thing – common sense.

Think along the lines of Dave Ramsey or Suzie Ormon and you’ll be on the right track in terms of my approach to money and finance.

As anyone with financial knowledge will tell you, there are only two ways to amass more money.

  1.  Make more money
    This can be from your job, investments, etc. It’s easier said than done, and there are too many variables, so I won’t be tackling this subject in this blot.
  2. Lower your expenses
    This is what the focus of my blog will be on. There are many ways to skin a cat, and saving money can be done in a myriad ways.

In the coming months, I will be adding posts to address how you can spend less on the items you buy. So stay tuned, and thanks for visiting.

Compatibility Matching – Does it work?

There’s an old saying – “Opposites attract.” Sites like eHarmony seem to go against this notion. So who’s right?

eharmony headquarters

eharmony headquarters

Cliches aside, it seems that the majority of time, people who have things in common are more likely to get along with each other. If what you’re after is a calm, harmonious relationships with a lot of accord and very few fights, then you might want to seriously consider compatibility matching systems provided by online dating sites like eHarmony.

Going through the eHarmony personality test (a requirement for joining), it becomes clear that the questions do in fact get to the root of what type of individual you are. In some cases, eHarmony does not allow people to join if, upon completing the test, the determination is made that your personality is not one that the eHarmony system can work with in terms of finding you compatible partners. I feel sorry for the people who fall into this category, but they can always go use Chemistry.com, which is similar to eHarmony in many ways, and does not reject anyone. It’s up to you to decide whether or not this is a good thing.

Taking the personality test is free, and so is receiving and reviewing matches. But if you want to start talking to your matches, be ready to pay up a hefty membership fee. Here are some ways to save on your eharmony subscription:

  • Use eharmony coupons or promo codes. They’re not hard to find if you use Google.
  • Don’t buy the month-to-month plan. It’s the most expensive and you can bring down the costs significantly by choosing a 3 month or 6 month plan.

Learn more about the eharmony free trial by going to datingsitedeals.com.



Buy great office supplies for less at Staples

As far as large office stores go, there are only a handful of prominent names – Office Depot, Office Max, and Staples. Most of these stores are pretty similar to each other, but I like Staples particularly. I just find them to be a bit more price-friendly than other stores. That’s why, when I purchase office products on the Internet, I go to the Staples online store to buy office products in bulk.

There really isn’t that much of a reason to go to the large office stores in person anymore. Of course, you’re going to encounter situations where you run out of something and need to buy supplies pronto, but aside from those situations, you can save money and simplify your life by simply buying goods online.

The only real thing you need to be mindful of is shipping. This is where you can easily run over budget unless you are careful. Fortunately, if you get yourself an online coupon code, you can often get free shipping or other great offers that will save you a few bucks. You do need to search around a bit to find Staples coupons, but there are usually plenty of them you can find online by going to websites like http://chainstorecoupons.com/.

staples office superstore

Basic Tips for Contact Lens Care

In this article, we will cover some basic tips for soft contact lens care.

Blue Contact Lens Container and CaseFirst make sure to wash your hands whenever you handle your contact lenses. You should buy the solution recommended by your eyecare practitioner. Do not assume cheaper generic solutions are the same thing, since often times, they are not. The most common type of solution is the all-purpose solution. Rubbing your lens a little with the solutions will make your contacts cleaner, even if this is not required.

When putting on your lens, it’s best to avoid finger contact with the inside part of the lens, which will be in direct contact with your eyes.

In the evenings, after you take off your lenses, you should rub and rinse them, then store them overnight in a contact lens case. Even if your contact lenses are designed for extended wear, you should consider removing them at night, as this will allow your eyes to breathe.

For the best prices, you should consider purchasing contact lenses over the internet. This will allow you to take advantage of internet discounts and get an overall lower price.

When outdoors, make sure your wear sunglasses. Protecting your eyes from sunlight is always important, but especially so if you are a wearer of contact lenses.

People who use contact lenses should have their eyes thoroughly examined at least once a year. If you experience any problems or discomfort with your lenses, stop using them and contact an eyecare professional immediately. Visit coupons4contacts for online coupons for coastal contacts and other popular contact lens stores.


Some ideas for getting the most out of your juicer

Juicing is a fast and simple way to increase the amount of beneficial nutrients and enzymes you get in your diet. If you are an experienced juicer or simply want to learn more, the following piece contains several great ideas to make juicing simpler and more effective.

Getting vitamins through juicingTry using a masticating type of juicer. This type of juice machine will gently extract the juice and help retain more nutrients in the juice. This type of juice from a masticating juicer stores easily and is more stable.

Cucumber is a great juicing add-on for dark leafy greens. A lot of leafy greens have a strong flavor. Cucumber will overpower this and make the drink tastier. It also has a ton of nutrients in it, especially if you include the skin.

Don’t gulp your drinks down. Instead, drink them slowly. Taking things slowly allows you to experience all the tastes the juice has to offer. Drinking your juices slowly will help you digest them well.

Drink your juice by itself. Once you are more experienced and know how much produce you’ll need for a glass of juice, it will be easier to do. Drink your juice by itself and benefit from the near-immediate entry of the nutrients to your bloodstream.

After you’re done juicing, make sure you wash all of your juicing equipment. You are likely to notice the ability of some types of juice to cause staining on parts of your juicing equipment.

Save money by using vitacost coupons to buy nutritional vitamins, juice, and other great products.

If you are having a hard time getting your kids to eat vegetables, juice them instead. It is no secret that kids and vegetables don’t always get along. Juicing fruit and vegetables in one drink will give you children a tasty, nutritional option.

It can be an easy and quick way to add fresh taste and nutrition to your diet. The juicing tactics you’ve just read will improve your skills quickly in order to create healthy, yet tasty, juices that you want.

Check out Bestvitamincoupons.com for a vitacost coupon and other money saving discounts.